:root {
  --navy:#0e3358;
  --navy-2:#123f6b;
  --blue:#1f6feb;
  --green:#58a341;
  --red:#ef4b55;
  --gold:#f2c64f;
  --text:#1a2433;
  --muted:#5c6b7c;
  --bg:#ffffff;
  --bg-soft:#f4f8fb;
  --line:#d9e4ee;
  --shadow:0 20px 60px rgba(13, 43, 73, .14);
  --radius:22px;
  --container:min(1160px, calc(100vw - 32px));
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--text);background:#fff;line-height:1.65}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.skip-link{position:absolute;left:-9999px;top:auto}
.skip-link:focus{left:16px;top:16px;background:#fff;padding:10px 14px;border-radius:10px;z-index:1000;box-shadow:var(--shadow)}
.container{width:var(--container);margin:0 auto}
.topbar{background:var(--navy);color:#dfeaf5;font-size:.95rem}
.topbar-inner{display:flex;justify-content:space-between;gap:16px;padding:10px 0;flex-wrap:wrap}
.topbar a{color:#fff;opacity:.92}
.topbar-right{display:flex;gap:18px;align-items:center}
.whatsapp-link{color:#b9f4c8}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:saturate(180%) blur(12px);border-bottom:1px solid rgba(13,43,73,.08)}
.header-inner{display:flex;align-items:center;justify-content:space-between;padding:8px 0;gap:20px}
.brand img{height:auto;width:184px}
.site-nav{display:flex;align-items:center;gap:20px}
.site-nav a{font-weight:600;color:var(--navy);position:relative}
.site-nav a.is-active::after,.site-nav a:hover::after{content:"";position:absolute;left:0;right:0;bottom:-10px;height:3px;border-radius:99px;background:linear-gradient(90deg,var(--green),var(--red),var(--blue))}
.menu-toggle{display:none;border:1px solid var(--line);background:#fff;padding:10px 14px;border-radius:12px;font:inherit;font-weight:700;color:var(--navy)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;border-radius:999px;padding:13px 22px;font-weight:700;transition:.25s ease;cursor:pointer;border:1px solid transparent}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:linear-gradient(135deg,var(--green),#6bb83e);color:#fff;box-shadow:0 12px 30px rgba(88,163,65,.24)}
.btn-secondary{background:linear-gradient(135deg,#ffffff,#eef5fb);border-color:#d5e3ef;color:var(--navy);box-shadow:0 12px 30px rgba(13,43,73,.12)}
.nav-cta{margin-left:8px}
.hero{position:relative;min-height:72vh;display:grid;align-items:center;overflow:hidden;background:#081d33}
.hero::before{content:"";position:absolute;inset:0;background-image:var(--hero-image);background-size:cover;background-position:center}
.hero-compact{min-height:46vh}
.hero-overlay{position:absolute;inset:0;background:linear-gradient(135deg,rgba(5,20,35,.86),rgba(5,20,35,.56) 45%,rgba(14,51,88,.48))}
.hero-content{position:relative;color:#fff;padding:78px 0 72px}
.hero h1{font-size:clamp(2.4rem,5vw,4.4rem);line-height:1.05;margin:0 0 18px;max-width:12ch}
.hero-intro{font-size:1.1rem;max-width:760px;color:#e3edf6;margin:0 0 28px}
.eyebrow{text-transform:uppercase;letter-spacing:.16em;font-size:.78rem;font-weight:800;color:var(--gold);margin:0 0 14px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap}
.section{padding:84px 0}
.section-alt{background:var(--bg-soft)}
.section-head{display:flex;justify-content:space-between;align-items:end;gap:20px;margin-bottom:28px}
.section-head h2,.intro-grid h2,.cta-card h2,.faq-wrap h2,.prose h2,.contact-panel h2,.form-card h2{margin:0 0 10px;font-size:clamp(1.8rem,3vw,2.6rem);line-height:1.15;color:var(--navy)}
.grid-two{display:grid;grid-template-columns:1.2fr .8fr;gap:36px;align-items:center}
.intro-grid p{margin:0 0 18px}
.feature-list,.fact-boxes,.highlight-list{display:grid;gap:14px;margin-top:26px}
.feature-list div,.fact-boxes div,.highlight-item{padding:18px 20px;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:0 10px 35px rgba(18,63,107,.06)}
.feature-list strong,.fact-boxes strong{display:block;color:var(--navy);font-size:1rem;margin-bottom:4px}
.stacked-media{position:relative;min-height:460px}
.media-large{width:88%;margin-left:auto;border-radius:28px;box-shadow:var(--shadow);object-fit:cover;height:460px}
.media-small{position:absolute;left:0;bottom:-24px;width:42%;border-radius:24px;box-shadow:var(--shadow);border:6px solid #fff;object-fit:cover}
.cards-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
.cards-grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}
.cards-grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}
.card{background:#fff;border:1px solid rgba(13,43,73,.08);border-radius:var(--radius);overflow:hidden;box-shadow:0 18px 42px rgba(13,43,73,.08)}
.card-media{display:block;aspect-ratio:16/10;overflow:hidden;background:#dfe8ef}
.card-media img{width:100%;height:100%;object-fit:cover;transition:transform .4s ease}
.card:hover .card-media img{transform:scale(1.04)}
.card-body{padding:22px}
.card-body h3{margin:10px 0 10px;font-size:1.25rem;line-height:1.25;color:var(--navy)}
.card-body p{margin:0;color:var(--muted)}
.pill,.meta{display:inline-flex;align-items:center;padding:7px 12px;border-radius:999px;background:#edf6ee;color:var(--green);font-weight:800;font-size:.82rem}
.text-link{display:inline-flex;margin-top:16px;font-weight:800;color:var(--blue)}
.benefits-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
.benefit{padding:28px;border-radius:24px;background:#fff;border:1px solid var(--line);box-shadow:0 14px 36px rgba(18,63,107,.06)}
.benefit h3{margin:0 0 10px;color:var(--navy)}
.benefit p{margin:0;color:var(--muted)}
.faq-wrap{display:grid;grid-template-columns:.9fr 1.1fr;gap:30px;align-items:start}
.faq-list{display:grid;gap:14px}
.faq-item{background:#fff;border:1px solid var(--line);border-radius:18px;padding:0 18px;box-shadow:0 12px 32px rgba(18,63,107,.05)}
.faq-item summary{cursor:pointer;list-style:none;padding:18px 0;font-weight:800;color:var(--navy)}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item p{margin:0 0 18px;color:var(--muted)}
.cta-card{display:flex;justify-content:space-between;align-items:center;gap:28px;padding:34px;border-radius:30px;background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;box-shadow:var(--shadow)}
.cta-card h2{color:#fff}
.cta-card p{color:#dbe7f2;margin:0}
.cta-actions{display:flex;gap:14px;flex-wrap:wrap}
.site-footer{background:#071a2d;color:#dce8f4;padding-top:70px}
.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr 1fr;gap:28px;padding-bottom:34px}
.footer-grid h2{font-size:1rem;letter-spacing:.04em;text-transform:uppercase;color:#fff;margin:0 0 18px}
.footer-grid ul{margin:0;padding:0;list-style:none;display:grid;gap:10px}
.footer-grid a{color:#dce8f4}
.footer-text{max-width:320px;color:#b5c8db}
.footer-contact{margin-top:16px!important}
.footer-bottom{border-top:1px solid rgba(255,255,255,.08);padding:18px 0 26px;color:#b5c8db;font-size:.95rem}
.footer-logo{margin-bottom:1px}
.contact-grid,.detail-grid{display:grid;grid-template-columns:.92fr 1.08fr;gap:28px;align-items:start}
.contact-panel,.form-card,.info-panel{background:#fff;border:1px solid var(--line);border-radius:28px;padding:30px;box-shadow:0 16px 40px rgba(18,63,107,.07)}
.contact-list{list-style:none;padding:0;margin:22px 0;display:grid;gap:14px}
.contact-list li{display:grid;gap:4px}
.contact-list strong{color:var(--navy)}
.contact-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:18px}
.contact-note{color:var(--muted)}
.contact-form{display:grid;gap:16px}
.contact-form label{display:grid;gap:8px;font-weight:700;color:var(--navy)}
.contact-form input,.contact-form textarea{width:100%;padding:14px 16px;border-radius:16px;border:1px solid var(--line);font:inherit;color:var(--text);background:#fbfdff}
.checkbox{display:flex;grid-template-columns:none;gap:10px;align-items:start;font-weight:600;color:var(--muted)}
.checkbox input{width:18px;height:18px;margin-top:2px}
.prose{max-width:860px}
.prose p,.prose li{color:var(--muted);font-size:1.05rem}
.prose h2{margin-top:0}
.prose ul{padding-left:20px}
.article-prose .meta{margin-bottom:14px}
.sticky-panel{position:sticky;top:110px}
.info-panel ul{list-style:none;padding:0;margin:18px 0 22px;display:grid;gap:14px}
.info-panel li{display:flex;justify-content:space-between;gap:10px;border-bottom:1px solid var(--line);padding-bottom:12px}
.btn-block{width:100%}
.breadcrumbs{display:flex;gap:10px;flex-wrap:wrap;align-items:center;margin-bottom:12px;color:var(--muted);font-size:.95rem}
.sitemap-list{columns:2;gap:40px}
.sitemap-list li{break-inside:avoid;margin-bottom:12px}
@media (max-width: 1080px){
  .cards-grid-4,.cards-grid-3{grid-template-columns:repeat(2,minmax(0,1fr))}
  .footer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media (max-width: 860px){
  .menu-toggle{display:inline-flex}
  .site-nav{position:absolute;left:16px;right:16px;top:100%;display:none;flex-direction:column;align-items:stretch;background:#fff;border:1px solid var(--line);border-radius:22px;padding:18px;box-shadow:var(--shadow)}
  .site-nav.is-open{display:flex}
  .nav-cta{margin-left:0}
  .grid-two,.faq-wrap,.contact-grid,.detail-grid{grid-template-columns:1fr}
  .cards-grid,.cards-grid-3,.cards-grid-4,.benefits-grid{grid-template-columns:1fr}
  .section{padding:64px 0}
  .stacked-media{min-height:auto}
  .media-large{width:100%;height:auto}
  .media-small{position:relative;left:auto;bottom:auto;width:62%;margin-top:16px}
  .cta-card{flex-direction:column;align-items:flex-start}
  .hero{min-height:64vh}
  .hero-compact{min-height:42vh}
  .hero h1{max-width:13ch}
  .sticky-panel{position:static}
  .sitemap-list{columns:1}
}
@media (max-width: 560px){
  .topbar-inner,.topbar-right,.hero-actions,.cta-actions,.contact-actions{flex-direction:column;align-items:flex-start}
  .header-inner{padding:7px 0}
  .brand img{width:184px}
  .hero-content{padding:60px 0 56px}
  .card-body,.contact-panel,.form-card,.info-panel{padding:22px}
}

.hero-badges{display:flex;gap:12px;flex-wrap:wrap;margin:0 0 22px}
.hero-badge{display:inline-flex;align-items:center;gap:8px;padding:8px 12px;border-radius:999px;background:rgba(255,255,255,.12);color:#fff;border:1px solid rgba(255,255,255,.2);font-weight:700;font-size:.9rem;backdrop-filter:blur(4px)}
.stats-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:24px}
.stat-card{padding:22px;border-radius:22px;background:#fff;border:1px solid var(--line);box-shadow:0 12px 34px rgba(18,63,107,.06)}
.stat-card strong{display:block;font-size:1.15rem;color:var(--navy);margin-bottom:6px}
.notice-card{padding:24px;border-radius:24px;background:linear-gradient(135deg,#f8fbff,#eef5fb);border:1px solid var(--line);box-shadow:0 14px 36px rgba(18,63,107,.05)}
.notice-card p:last-child{margin-bottom:0}
.anchor-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
.anchor-list .card-body{padding:20px}
.toc-card{padding:22px;border-radius:20px;background:#fff;border:1px solid var(--line);box-shadow:0 10px 30px rgba(18,63,107,.05)}
.toc-card ul{margin:12px 0 0;padding-left:18px;color:var(--muted)}
.check-list{padding-left:20px}
.check-list li{margin-bottom:10px;color:var(--muted)}
.page-links-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}
.page-links-grid .card{height:100%}
.small-meta{display:flex;gap:10px;flex-wrap:wrap;margin-top:14px}
.small-meta span{display:inline-flex;padding:7px 11px;border-radius:999px;background:#edf4fb;color:var(--navy);font-weight:700;font-size:.82rem}
.inline-cta{display:flex;gap:14px;flex-wrap:wrap;margin-top:22px}
.prose h3{color:var(--navy);margin:28px 0 12px}
.muted-box{padding:18px 20px;border-radius:18px;background:#f7fbff;border:1px solid var(--line);color:var(--muted)}
.footer-grid-5{grid-template-columns:1.2fr 1fr 1fr 1fr 1fr}
@media (max-width: 1080px){
  .page-links-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .footer-grid-5{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media (max-width: 860px){
  .anchor-list,.stats-grid,.page-links-grid{grid-template-columns:1fr}
}